The U.S. Experience with No-Fault Automobile Insurance

The U.S. Experience with No-Fault Automobile Insurance
By:"James M. Anderson","Paul Heaton","Stephen J. Carroll"
Published on 2010-02-15 by Rand Corporation

No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.

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